Money BoxAuthor: BBC Radio 4
26 Jun 2019

Money Box

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The latest news from the world of personal finance plus advice for those trying to make the most of their money.

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    Money Box Live: Cryptocurrencies

    Louise Cooper and guests look at the volatile world of investing in digital currencies. Call 03700 100 444 from 1pm to 3.30pm on Wednesday 26 June or e-mail moneybox@bbc.co.uk now with your experiences and questions. Joining Louise are: Marc Warne, Founder, Bittylicious Jemima Kelly, reporter, FT Alphaville Dave Jevans, CEO, CipherTrace Producer: Diane Richardson Editor: Emma Rippon

  • Posted on 26 Jun 2019

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    Complaints about car loans

    Complaints about the loans used to buy cars have trebled in three years - 50% up in the last year alone. A million new cars were sold to individuals in 2018 - more than nine out of ten on finance. We borrowed £45 billion to buy new and used cars last year. The size and growth of this finance has caused the Bank of England to express concerns and in November the Financial Conduct Authority was so worried it published new rules about how that credit was sold. We look at how well our ability to repay is being assessed. Small businesses and the self-employed who pay VAT will have to make big changes to how the submit their information to HMRC over the next few months. It's all part of Making Tax Digital where quarterly figures must be submitted using approved software rather than just entering them manually on the HMRC website. Some large firms who already make accountancy packages are telling customers they must sign up for new and often expensive upgrades but do they really need to? Nearly seven in ten people seeking advice were advised to transfer out of their guaranteed final salary pension and invest the money into a riskier pension fund. That's according to data released by the Financial Conduct Authority this week, collected over the last three and a half years. It says for most people that is bad advice - is it time for stricter controls on pensions transfers? Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Alex Lewis Editor: Emma Rippon

  • Posted on 22 Jun 2019

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    Childcare Costs

    Childcare in the UK is amongst the most expensive in the world – and prices keep rising. For some families, nursery fees cost more than the monthly mortgage. Whether you are looking at nurseries or childminders for your pre-school children what financial help is available to reduce costs? What is tax-free childcare and how does it work? Who is eligible for 15 or 30 hours’ free childcare a week – and what help can you get to pay for childcare if you’re on Universal Credit? We'll explore the options available to parents wanting to give their child the best start in life. Adam Shaw and a panel of guests will be taking your calls, emails and tweets. Do get in touch. Call 03700 100 444 – lines open at 1300 on Wednesday 19 June; email moneybox@bbc.co.uk or tweet @moneybox Guests: Megan Jarvie, Head of Coram Family and Childcare Charlotte McDonough, UK Policy advisor, Save the Children Neil Hill, Money expert, Money Advice Service Presenter: Adam Shaw Producer: Sally Abrahams

  • Posted on 19 Jun 2019

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    Pension credits and the TV licence

    An inquiry has been launched into the potential mis-selling of leasehold properties. The Competition and Market Authority are aiming to shed light on potential misleading practice and unfair terms to better protect people buying a home in the future. What difference could it make to the lives of many whose homes have become unsellable? We speak to some of the British Steel workers persuaded to transfer out of their final salary pension schemes by rogue advisers. This week the Financial Conduct Authority visited Port Talbot to answer some of their questions. Earlier this month, the Equity Income Fund run by fund manager Neil Woodford suspended withdrawals by its investors. We hear from a listener whose money became trapped in the fund despite requesting a withdrawal more than 72 hours before the fund was frozen. And after the BBC announced this week that many over-75's would have to start paying for their licence fee, we find out who will still be able to get it free. Presenter: Paul Lewis Reporter Dan Whitworth Producer: Alex Lewis Editor: Emma Rippon

  • Posted on 15 Jun 2019

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    Rent and Return

    For years we've rented carpet cleaners or hired a dinner jacket for a wedding. But now we're beginning to rent all sorts of other things too. Furniture., toys, even outfits for a work do. Money Box Live looks at the increasingly popular option of renting stuff rather than owning it. What can you borrow and what the pros and cons of doing so? We visit the Library of Things in south London where you can rent a tent, a waffle maker or even a ukulele. Will borrowing not buying help save the planet? Guests: Emily Gordon-Smith Director of Consumer Products at Stylus Martyn James, Consumer rights expert at Resolver Presenter: Louise Cooper Producer: Sally Abrahams

  • Posted on 12 Jun 2019

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