The Dave Ramsey ShowAuthor: Ramsey Solutions
18 Aug 2018

The Dave Ramsey Show

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The Dave Ramsey Show is about real life and how it revolves around money. Dave Ramsey teaches you to manage and budget your money, get out of debt, build wealth, and live in financial peace. Managing your money properly will reduce stress, improve your marriage, and provide security for you and your family.

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    How to Budget for Quarterly Taxes (Hour 3)

    Dave answers questions from across America about your life and your money. Featured Question: A small-business owner asks how to determine what she should be setting aside to pay quarterly taxes. Listen as Dave explains how to set up business accounts to plan for this expense. DEBT-FREE SCREAM:  A couple in North Carolina visits the show to share how they paid off $119,500 in less than 2 years!

     

    Calls this Episode:

    • I'm scared to take money out of savings to pay off my car.
    • Can we put our tithe into a 503(b) giving fund?
    • We're newlyweds, and I want to sell the car my wife's parents gave her, but she's not on board.
    • Should we sell our house to pay off debt?
    • We bought a car we can't afford, but our car seats won't fit in it!
    • How much do you recommend I set aside to start my own bookkeeping business?
    • Can you explain mutual funds to me?

      

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  • Posted on 17 Aug 2018

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    Feel-Good-Friday Decisions Will Leave You Broke (Hour 2)

    "Broke people make decisions based on what feels good Friday and rich people make decisions on what feels good a decade from now." — Dave

     

    Dave answers questions from across America about your life and your money. Featured Call: A truck driver in Arkansas calls Dave frustrated because his truck keeps needing repairs and he can't get ahead. Listen as Dave helps him set aside his emotions and assess the situation logically: "100% of the time that I get desperate, right after I get desperate I get stupid."  DEBT-FREE SCREAM: A couple in Washington, D.C., calls Dave to share what motivated them to pay off $58,000 in just 2 years: "I was so tired of being scared." 

     

    Calls this Episode:

    • I don't want to get a loan, but my truck repairs keep using my emergency fund.
    • Is it okay for me to quit my job and start teaching cello?
    • Should I take a second full-time job to attack my debt and save for my kid's college fund?
    • Should I pay of debts with a higher interest rate first?
    • How can I find tenants for my office space?
    • Do we need to stop contributing to our 401(k) while we pay off debt?
    • I'm tired of having student loans. Should I sell my house and live in a cheap trailer to pay them off?

      

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  • Posted on 17 Aug 2018

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    You Need a Set Path for Your Career (Hour 1)

     

    "You need to decide what your desired future is . . . then that will tell you—almost automatically—what the the steps are to get there." — Dave

     

    Dave answers questions from across America about your life and your money. Special Guest: Retirement expert and Ramsey Personality Chris Hogan joins Dave in studio to talk about an extensive study the Ramsey Research Team launched to figure out exactly what over 10,000 net-worth millionaires did to win with money. "Getting out of debt is the prerequisite to building wealth." — Dave  Featured Call: A 20 year-old Walmart associate asks Dave for advice because he doesn't have a clear plan for his future, but he doesn't think college is the right choice for him. MINI DAVE RANT: Dave sets the record straight on why he doesn't dance around the truth when people call him for advice: "I'm not going to participate in your insanity that's going to bring you harm. I'm going to be a truth-teller in your life because I care about you and want you to win." 

     

    Calls this Episode:

    • I feel stuck by my debt. What can I do to get control of my money problems?
    • Should we sell our house to help get rid of $300,000 in debt?
    • Was it a bad idea for me to use a company car allowance to buy a Denali?
    • Can you settle a dispute between me and my husband about whether to pay off our mortgage in Baby Step 2.
    • Should I move my deferred comp account?
    • What's the best way to bring up our money problems with my wife?

     

    Want to Hear More From Chris Hogan? 

     

    Also Mentioned on the Show:

     

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    Using Google Play? Here are links to the resources mentioned above:


  • Posted on 17 Aug 2018

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    Respecting Family Boundaries (Hour 3)

    "It sounds like maybe in the past your mom has motivated her grown children with guilt trips." — Dave

     

    Dave answers questions from across America about your life and your money. Featured Call: A woman in Minneapolis asks whether they should set aside a separate emergency fund for family in Nicaragua who keep asking for money. Listen as Dave discusses the cultural and economic differences between America and other parts of the world, and gives practical advice on when to help and when to say no. DAVE RANT: Dave responds to a Twitter post about how to motivate your employees to care: "I don't. I hire motivated people."  Follow @DaveRamsey on Twitter to leave your own question for Dave.

     

    Calls this Episode:

    • How can I get my mom to be responsible with money?
    • I'm not sure how to pay $30,000 for fertility treatments.
    • Should we say no to family asking for money?
    • Is it smart to participate in student loan forgiveness programs?
    • Should I sell my car or keep it and pay it off?
    • When should I give up fighting for my mom's estate?

      

    Also Mentioned on the Show:

      

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    Using Google Play? Here are links to the resources mentioned above:


  • Posted on 16 Aug 2018

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    When You Feel Defeated by Debt (Hour 2)

    "You have to stop saying what you FEEL like and say what you're going to do." — Anthony

     

    Ramsey Personalities Chris Hogan and Anthony ONeal answer questions from across America about your life and your money and respond to an Instagram post from a woman who feels like she'll never be able to get all of her credit card debt paid off. Follow Dave Ramsey on Instagram to post your own question! Featured call: I financed a mattress. Should I pay half of it off before I save my full emergency fund? Listen as Chris coaches him to take responsibility for his debt: "Is that mattress comfortable?!"  Shout Out: Chris and Anthony remember Aretha Franklin. 

     

    Calls this Episode:

    • Should I take a semester off school to pay down my student loans? 
    • Is it better for me to use half of my bonus check to pay off a mattress I financed?
    • We have $90,000 in debt, only make $54,000, and can't stay motivated.
    • How should my mom invest the money she made off a home sale?
    • Should I roll my 403(b) over to a Roth IRA?
    • Are mutual funds or IRAs a better investment?

     

    Want to Hear More From Chris Hogan? 

      

    Want to Hear More From Anthony ONeal? 

     

    Also Mentioned on the Show:

     

    Thanks for listening!

     

    Using Google Play? Here are links to the resources mentioned above:


  • Posted on 16 Aug 2018

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